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03-07-2006, 06:54 PM
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Insurance company wants cut of settlement
Is this legal?
The insurance company wants a cut of my settlement... which in some ways is reasonable, but not how they're trying to get it. I paid into my insurance for about 2 years, it probably equalled $2000 when I had my accident. The accident ran about $15,000 in expenses, but insurance only had to pay about $3000 due to the "insurance rates" they get from the medical community... which is dramatically lower, as you can see. Well, my lawyer is telling me that they want $15,000 from my settlement. When in reality, they should be getting $1000 to cover the difference of what they paid out, over and above my contribution. They're trying to claim "non-insurance rates"...they didn't actually PAY that much, but that's what they want from me!!! Is this legal? 
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