car accident while driving without a license

ok... here goes... i'm very scared right now...... last night i got into a car accident while coming home from work at the mall. i bumped into a young man's car and the young man's car hit another car in front of him which was operated by an older gentleman. i was driving without a license. the young man called me today and said he was going to report it to his insurance company. he asked me for my insurance stuff.... i freaked because the car i was driving belonged to my parents so i told him the policy number and everything. i then called the older gentleman, and he told me that everything was fine on his end but can not speak for the young man in the middle..... i need some help on what i should do now...... my license test is next thursday also and if the young man reports its i might have my license revoked and go to jail and basically my life is ruined.... i can kiss my dream of being a police officer good bye.... PLEASE HELP!!!

First, you didn't tell us your State name. Second, how would you like us to help you?

um... i live in california... if u were asking for my state...... my name is bronson and i just want to know what i should do right now... i'm really scared and don't want to go to jail.... i feel harrassed by the guy reporting it to the insurance company right now although i know it was my fault.... he also said his girlfriend had a headache last night... is he trying to get money out of me?? what should i tell him?

There's nothing you can do. The deed was already done. The fact is, you didn't have a license; i.e., you had no right to be on the roads driving a vehicle.

Your insurance company may not pay any claims. Check the policy, but I believe an insurance company can deny a claim based upon an unlicensed driver's accident with an insured vehicle.

So, you're probably looking at both a Civil lawsuit for damages, along with the owner of the vehicle being sued, and a Criminal action. You may, in fact, wind up doing some jail time because damages were caused while you were committing an unlawful act.

Good luck.

there were no damages to his car or my car at all.... aww man.... i'm so screwed.... i don't want to go to jail... i'm also just 17 years old... my birth day is coming up next week.... if they put me on trial, will they try me as an adult or as a minor?

"Damages" are not merely physical dents to a vehicle. Damages also include injuries to human beings, and any loss of wages. Remember, one of those people called their insurance company and, if they pay money to their insured for anything, car, medical, wages, or combination thereof, that insurance company is going after you for reimbursement. Also, they will report the same to the State, and the County where this happened, getting the authorities involved.

Also, the owner of your vehicle is "on the hook" for in a Civil claim for their "negligent entrustment" of the vehicle to you.

If your vehicle owner's liability insurance denies the claim, not only are you on your own for both the Civil and Criminal aspects, but you'll need to hire your own attorney at your own expense. In the Criminal matter, you'll more than likely be tried as a minor.

This entire scenario doesn't bode well for you.

i understand the situation... thank you for helping me..... is there anyway of me taking all the blame and going to jail instead of giving my parents even more pressure than they have now? by the way... there was a minor injury, the driver's girlfriend had a headache, thats what he told me, can they use that against me in terms of "damages"?

ok... i got a call from the insurance company today... the guy reported only "property damage" for scratches and wants me to pay for his repairs... should i tell him to bring the car to somewhere i know well to be fixed? cause i'm afraid that this guy will try to jib unneccesary money out of me.....

There's no law stating he has to get his car fixed.