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Old 08-17-2005, 04:47 PM
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Join Date: Aug 2005
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Default Can I take my ex off of my car contract?

My ex-girlfriend and I bought a new car, since then we have went our own ways, now she wants the car, she said that since her name is first as the lessee and I'm the co-lessee that she can take the car and there is nothing I can do about it. Can some one please help me, first of all she already has a 2004 Acura and this is a new Caddy STS, she can't afford to pay them both, I pay for the caddy. And make a lot more then she does. And are the laws in New Jersey any different??????????? Please help me. Thanks
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Old 08-18-2005, 02:31 PM
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Join Date: Jul 2005
Posts: 4
Unhappy Asset Division after Split

this is one of the inherent problems when we purchase items with a girlfriend/boyfriend. most states look at purchases under a contract law microscope rather than a family law one.

you will want to speak to an attorney from your state to find out your options.
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Old 08-22-2005, 09:13 PM
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Location: South Carolina
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Greeneyes

I am in the car business and also have the same problem with my ex, Usually the only option is to refinance the car and have the ex taken off, whick is better for that person becasue then it will report as a paid auto versus what could be a repo.
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Old 08-24-2005, 01:00 PM
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Join Date: Jul 2005
Posts: 146
Cool

I don't think the "order of who is on the lessee paperwork" is very relavent here. I think this situation comes down to the old saying of "possession is 9/10ths of the law".

If you are in possession of the vehicle and are making the payments, don't give it to her. If she insists, offer her to refinance it into her name only. I don't think the cops will take the vehicle away from someone whose name is on the lease and who is making the payments. Neither will the car company. If she wants to sue you over it, offer through a lawyer to hand it over to her in exchange for her making the payments and indemnifying you for the vehicle.

Your situation isn't good because you mixed finances with (unofficial) personal relationships. However it could be worse! If she has possession of the vehicle and stops making payments, the leasing company / car company can go after you for all the money and screw up your credit report!

Good luck!
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