foreclosure

Hi- I have just received the summons paperwork for a home in the process of foreclosure I jointly owned with my ex-husband. Prior to the foreclosure the evil ex set the home on fire as I've mentioned in my previous posts. I have 20 days to respond to the summons according to Ch 802 WI statutes. Would I be wasting my time responding or will it be a civil matter between my ex and I in the end? Yes, I am guilty that I have not made the payments on the home as I did not live in it but I also did not set the house on fire and do not feel I should be held liable for the damages. Thank you.

Depends on what you want to do--if you do not contest the proceeding, then do not go.

If it were me, I would go in person just to ask questions such as "Are you going to seek a deficiency judgement against me?" In your case, I would also go to make sure they know about the other circumstances about this home (such as the fire and criminal charges, etc). Going won't hurt---and it may help lay to rest a lot of questions you may have.

Good luck.

Gentle Grace, thanks for your reply. A friend of mine has also told me to contact the mortgage company's attorney and explain the situation, that they may waive deficiency. Sounds impossible but at this point, what more do I have to lose. What a frustrating situation. Thanks again.