LegalMatch Free Legal Advice Forums     
Find A Lawyer Now!
Legal Forum

Go Back   LegalMatch Free Legal Advice Forums > Bankruptcy Law, Banking and Credit Law Forum > Consumer Credit
User Name
Password Register
FAQ Members List Calendar Search Today's Posts Mark Forums Read


Find a Lawyer Now By Category:
Family & Divorce Criminal Defense Job & Employment Personal Injury
Real Estate Lawyers Immigration Business Lawyers Other Lawyers
Be assured that LegalMatch is Fast, Free and Confidential
Not Ready To Hire an Expert Lawyer? Get Online Legal Documents
Reply
 
LinkBack Thread Tools Display Modes
  #1 (permalink)  
Old 05-13-2008, 07:19 AM
Junior Member
 
Join Date: May 2008
Posts: 1
Default Cannot clear old debt, plaintiff doesn't exist anymore

My wife, before we were married, had a judgement for $116.40 from a finance company which got bought out by another, which was then taken over by Citibank. I need to clear this debt in order to refinance my home. She has called Citibank and they have no records of her debt. I would be willing to pay it, but there's no one to pay. I checked out the State of Wisconsin Circuit Court forms I need to fill out to dismiss the judgement. Unfortunately, these forms require the plaintiff to sign off on it.

Anyone had a similar situation, or know how to do this without hiring a lawyer. It's such a small amount that it seems like such a waste.
Reply With Quote
  #2 (permalink)  
Old 05-13-2008, 09:41 AM
Senior Member
 
Join Date: Nov 2006
Posts: 877
Send a message via AIM to GentleGrace
Default

Quote:
Originally Posted by amilmuzz View Post
My wife, before we were married, had a judgement for $116.40 from a finance company which got bought out by another, which was then taken over by Citibank. I need to clear this debt in order to refinance my home. She has called Citibank and they have no records of her debt. I would be willing to pay it, but there's no one to pay. I checked out the State of Wisconsin Circuit Court forms I need to fill out to dismiss the judgement. Unfortunately, these forms require the plaintiff to sign off on it.

Anyone had a similar situation, or know how to do this without hiring a lawyer. It's such a small amount that it seems like such a waste.

Find out whomever is reporting the debt to the credit bureau and contact whomever that may be for payment. The same thing recently happened to me with an over ten year old debt my husband had for less than a hundred dollars that was filed against his estate. However, the original creditor had no knowledge of the debt, and the only way I resolved the issue was to contact the credit bureau and find out the exact party reporting the debt as being delinquent. If you find out who it is, ( or even if you do not, for that matter) and contact them, and they had no record of it or cannot provide you with proof of the debt, then I would file a dispute with the credit bureau as challenging the debt as being invalid. THEY, surely, will be able to find out who the creditor is, if you cannot.
Reply With Quote
Reply


Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On




All times are GMT -7. The time now is 01:22 PM.

Find Lawyers | Family & Child Custody Lawyers | Divorce Lawyers | Criminal Defense Lawyers
Job & Employment Lawyers | Personal Injury Lawyers | Real Estate Lawyers | Business Lawyers
Immigration Lawyers | Bankruptcy Lawyers | Estate Planning Lawyers | DUI-DWI Lawyers

Marketing for Attorneys | Websites for Attorneys | Law Firm Financing
LegalMatch Reviews | LegalMatch Forums | LegalMatch Family Lawyers | LegalMatch PR
LegalMatch in Austin | LegalMatch Life | LegalMatch Affiliate Program


Powered by vBulletin® Version 3.6.4
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.1.0
Copyright ©1999-2007 LegalMatch. All rights reserved. LegalMatch®, the LegalMatch
logo, and the tradedress are trademarks of LegalMatch. Patents Pending.