Boyfriend broke up with me after co signing car loan

My boyfriend co-signed a car loan and then broke up with me in an email. In the same email he said he didn't think it would be wise for us to continue a serious relationship at this time primarily because his wife had found out about me and had threatened to sue for alimony if he cont. with a serious relationship. In the same note, he wrote that he was able to help with the car and would make the first 2 full pmts. and half of all others as long as I needed. He made the first but so far the 2nd one is late. It was due on the 13th. He knew I couldn't afford the car without his help but insisted I get a brand new car! $22,000! He said, "Honey, don't worry about it, I'll take care of the car." Is he legally responsible for helping with the car? I'm so sick about this. He has had no correspondence with me since April 17, when he sent an email letting me know the payment had been made and not to worry. I'm worried sick about it! I need some advice quick! Thank you!

I am trying not to reflect on the advisability of trusting a married man who is cheating on his wife to be trustworthy enough to make car payments for his mistress..............that aside.....

If he cosigned for YOUR car (the car is in your name not his) you are the primary and he is secondary. If YOU do not pay, they will look to him for payment, BUT he can ALSO bring a cause of action against you for possession of the car in small claims court. In other words, if you cannot pay the car, he will be called upon to do so BUT I suspect he won't continue to do so if YOU are the only one getting use of the car.

Look---this is a man who is burning both ends of the candle--he is saying whatever he has to in order to keep the peace to the BOTH of you. Honestly, I don't have much sympathy for you since you knowingly chose a married man to call 'boyfriend'. Worst case scenario--if the car is in your name, you are the primary and the bank expects you to pay. If you do not, HE will be looked to by the lienholder to pay. If he does not , the car is repossessed. But, if he pays for the car, do not expect to keep possession of it either way. He is a married man--no way can he PAY your car payment and NOT have the missus raising you -know- what at home.

Poor situation all around with no easy answers.

I would see about giving HIM the car, having HIM get a loan in his name as primary and take YOUR name off of it. You lose the car, but you are going to lose it any way---expecting a married man to pay for a car just because he is nice isn't probable. You will lose the car, but you may salvage your credit.

Good luck.

Thanks for the input. After 9 yrs. of divorce I should have been more open to the obvious, especially since this is his 3rd wife and 2nd one in 7yrs. He has full custody of his 5 and 7 yr. old who do not belong to the estranged wife. He came home from work one day and she had cleaned the house out..the kids (don't belong to her) were hysterical since she stole both of their bedroom suites and wallets. He had already asked me to marry him and told the kids they could call me mommy when we married...so sad....They're adorable. I'm 50 so I should have known better I suppose. Since writing the last post he has emailed me 6 times with no message, just sending a different pic of us and the kids. I did trade my old cadillac in on the new car. I'm a hairstylist and hostess, working 2 jobs so I will keep the car one way or the other. Again, thanks for the input!

Good luck!!!