A Little Humor....

Originally Posted by Roundabout

I found out a funny fact; most if not all claims adjusters, use pseudonyms so you can't find them if you are angry with the settlement and want to seek them out for revenge. (My husband is an attorney and he told me this.)

Originally Posted by GentleGrace

Do not perpetuate net lore as legal information.

Insurance adjusters are licensed professionals---how can you contact them and/or the company they work for without their identification? While some people may find that humorous, it simply isn't true. There are no laws that allow them to misrepresent their identity.
If your husband is an attorney, why does your other thread refer to "my attorney" and why do you need to ask legal questions about employers being responsible for workers who were on the job if you are married to an attorney? Wouldn't he know the laws of your state better than someone here on a message board?

Just wondering.

Originally Posted by Roundabout

My husband is an attorney and I have an attorney representing me for the obvious reasons. I have had the "alternate name" practice confirmed by several sources, including insurance agents.

Originally Posted by Roundabout

By the way, the concept of "law" did not evolve to "allow" peope to "do things" it evolved to prohibit people from "doing things" in order to protect others rights to "do things". We are a democracy not a communist country last I checked.

Originally Posted by GentleGrace

This is news to me. I was recently investigated by the workmans comp insurance company, (dependancy investigation) as well as contacted by several other insurance companies who are related to my husbands death, and not a single person used a fake name. I would really like to read more about this--can you post an Internet link from a reputable site that discusses the practice of insurance agents using fake identities? I would enjoy reading about that.



In simplistic terms, the law is two pronged--what you cannot do ( criminal ) and what you can do ( civil ), generally speaking. You cannot shoot someone ( criminal ) . You CAN put up a fence, build a garage, and run a business out of your house ( civil ). Obviously, this is very general, but the law does say what you can and cannot do.

Workmans comp adjusters, and the private insurers I worked with and am still working with all provided me with business cards, contact numbers, and their personal identifying information. TO NOT do so would give way to a marked rise in crime from people posing as someone they are not. Insurance professionals are licensed in every state. How can he or she present their credentials if they are using a fake name? If what you are saying is true, fraud would be rampant. Every insurance related professional I spoke with had a license, a name tag/badge and proper identification. Do they make fake ID'S? What do they do if someone asks to see their credentials as I did? Do they lie? or do they provide fake ones?

Consider the logistics of an insurance claim going to court and having John Doe testify under oath--but wait, his name isn't really John Doe, it's Steve Buck. What happens then? Do you think a client may have legal grounds against Mr. Buck for posing as Mr. Doe? What a nightmare. If adjuster are routinely doing this, it isn't because it is smart OR legal.

I did call my life insurance,(Allstate) my car insurance (TrustGuard) and my house insurance company (Grange) and asked them this question and not a single one would confirm that their agency practices the use of fake names to "protect adjusters". Which company did you speak with?

If you can provide more information, I would enjoy reading about it---While I have never heard of insurance companies allowing their adjusters to use false identies, and I cannot seem to get an insurance company to confirm it, and I cannot find anything on the Internet by using appropriate Boolean search terms, I certainly may be wrong.

Originally Posted by Roundabout

How do you know that the names on the cards are in fact theirs? An insurance company will never tell you they do this. I learned this from an attorney who represented an insurance company and my father was a V.P. for an insurance company (retired). Regarding a trial, I don't know how it would be delt with although judges and attornies know all kinds of things that don't get in the record. If it matters to you this much I suggest looked elsewhere other than this forum.

Originally Posted by Roundabout

It is obvious you are not a lawyer nor am I. You have no idea what goes on in chambers between judges and attornys. I just happen to access to people who are and have had experience with this from the inside. I'm sorry you're so angry about it. It is done legally under many different situations by employers and in law enforement.

Sorry I even brought up this supject. I've known it for a long time so I just assumed people knew that this can and is done legally.

Signing off......

Originally Posted by Roundabout

It is done legally under many different situations by employers and in law enforement.