Title advice please!

I am a senior; I invested all my savings and paid cash a piece of land from a Bank.
It was a foreclosure. Good business, I am happy!

The Bank's lawyers prepared all the papers and I signed almost my dead sentence (which is 'normal' I guess). I believe they are serious people, but I am waiting for the Title of the property in my name to arrive by mail, they said 1-2 weeks, now they say it is 3-6 weeks, it is about 5 weeks now.

My RE agent (same as theirs) says the 'paper' is already registered in the county court, I checked online and found a Warranty Deed for about 10 dollars where they say that they are selling to me the property.

The agent says "THAT is the title" and there in no other "title" to tell that I am the owner of the property.

(The county property appraiser still list the land to the name of the bank)

My question to you is:

Is that the only proof of ownership, or are they giving me the song and dance?

Sorry if it is a stupid question, but I have been learning for 6 month how complicated RE business is, and this subject did not showed before, now I found this forum and I hope you can help me.

The RE agent says that the Title Company is in the same office as the lawyers. This office is near my home.

The lawyer that managed the closing hasn’t been very cooperative, my spoken English isn’t very good anyway, and I am not sure what's going on.

Thank you for any help you would like to give.

Jorge
Florida

If the title is registered in your name, you can get a copy of it from the registrar of deeds office. Banks generally hold title until you PAY OFF THE NOTE.

Allow me to point out that he clearly stated he already DID contact the courthouse. Any OTHER brilliant suggestions?

Well, if you paid the entire sale price, then the only thing you are waiting for is to get the title through its registration procedure. This requires that the title company or the seller send the NEW title signed over to you by the old owner to the registrar of deeds so that it can be registered to YOUR ownership. You contradicted yourself when you stated that you had someone do a ten dollar title search and that they found the deed or title saying they were selling it to you. THAT would indicate that they had not received the full amount. In THAT case, you would NOT receive title... but you should receive a memo deed with the property description etc stating lines and giving acreage. And yes, sometimes it takes 6 weeks to get it from the title company to the owner for signatures and then to the registrar and usually VERY SLOWLY back to the title company who then sends it to you.

But YOU also stated that you purchased it outright. So you have contradicted yourself so that a single answer is impossible. Wait a little while longer or go to the registrar yourself and ask them to interpret what the status is of YOUR deed... ie. who owns the land, what evidence of that ownership do you get, etc.

Oh lord........I can see the two month ban you experienced for bad behavior did NOTHING to improve your reading skills.


YOU said: You contradicted yourself when you stated that you had someone do a ten dollar title search and that they found the deed or title saying they were selling it to you. THAT would indicate that they had not received the full amount
HE said: I checked online and found a Warranty Deed for about 10 dollars where they say that they are selling to me the property.

Notice he did NOT say he paid anyone else ten dollars to do a title search ---and what he described merely was where the bank was selling it TO HIM---not for ten dollars, either. Perhaps you didn't notice that many jurisdictions CHARGE a nominal fee for users to access the public record of their jurisdiction online. Nothing was said about PAYING anyone else to do a title search. He did not contradict himself.

YOU said: But YOU also stated that you purchased it outright. So you have contradicted yourself so that a single answer is impossible.
He never suggested otherwise or said he had a lien OR noteholder. You guessed.

The answer to your question, Poster, is that sometimes it takes longer than expected. If six to eight weeks go by, then I would contact the attorney, if possible, with a translator.

Good luck.

Grace's reply is just another example of what another poster called her "flaming responses that are.... often somewhat intelligent". They are an attempt to inflame the one she is posting nasty remarks about... and that is to make this site HERS alone. Most people quit posting here because of the constant attacks. I keep promising myself that I won't rise to take the bait when she gets crude, but very often she knows just what to say to cross the line. The last time I was on here I was banned for a month after she made some crude remarks about my son and I replied in like manner. She has been banned for making some of those remarks, but generally she doesn't get banned because then there would be nobody posting but taxgirl.... who gives some very good advice. Grace generally does give good advice, but the drama is just not worth it. Neither are the ugly remarks about people not even on here.

Do not lay the responsibility for your inability to control yourself at MY feet. And it was TWO months ban for CURSING---something I would never and have never done in a public place. All this from a woman who says the ONLY reason she is here is because I AM here?? You are here to purposefully disseminate wrong information and to be able to allow your hatred of the legal system and Unamerican sentiment to be perpetuated. When you do so under the guise of "helping" in a "legal forum" (when you, in actuality, have NO legal training aside from those times you personally ran afoul of the law), prepare to be corrected when you are wrong. The first words out of your mouth after being gone for TWO months on a ban was directed (again) at ME---not anything you disagreed with from a legal standpoint. And after calling me "judge grace" (When I never once said she was guilty) YOU tell her if there wasnt any truth to the claim against her, she wouldnt be IN that situation! *shaking head* These glimpses into how your mind works ( or more accurately, DOESN'T work) are frightening. Just like your sons tale you keep complaining about--there is always someone else who is responsible----but interestingly enough, it is NEVER EVER YOU. Know the definition of people like that? CAREER VICTIMS. Victims who spend a lifetime carrying around BLAME for everyone and everything, instead of assessing a situation, asking what YOU could have done differently (if anything--maybe nothing), learn from it and MOVE ON. The venom seeps through your every word as you sit here and declare the FRANCE as having the best legal system in the world yet when asked WHAT exactly makes it BETTER than ours, and in which areas you feel they excel, your only reply is, well--like this one. To call ME crude and flaming for ASKING you to explain and defend your position which is, categorically, without merit.

You really are a piece of work.
However, that's about what I'd expect for a reply when you're faced with a list of ridiculous and irrelevant (not to mention completely WRONG) statements you made. YOU said / HE said. Amazingly stupid, when you read them side by side, isn't it? I know, I know......I felt the same way when I read it. Gawd..........

I, for one, am grateful you didn't even offer a token defense of the utter nonsense you have posted in this thread so far.
And, thanks for the 'quotation marks' but they are unnecessary because that isn't what the poster said. The word FLAMING did NOT appear in her posting and she did, in fact state she was HOPING I would reply. Refresh your memory here.......Identity Theft Me?? "I appreciate your opinion, and I had hoped that I could possibly get a response from you. I had noticed that you do respond regularly - and for the most part, intelligently".

Far cry from FLAMING and OFTEN SOMEWHAT INTELLIGENT. Shame on you.
I'd be diverting the attention to something else at this point, too, if I were you.Hey. maybe we could go back and address that "Democratic" FRANCE question again now that you've had several months to think of something?

It was only one month and I didn't curse. I merely suggest a location appropriate to the kind of drivel you were posting.

Oh, MY, MY. Personally run afoul? By what stretch of your imagination do you think I have EVER run afoul of the law? YOU LIE. But then I'm getting used to the idea that some lawyers or wannabes do it often.

Far be it from me not to be accurate.

For your viewing pleasure, the location of your bannable offense. Read it for yourself to refresh your memory. Can they raise my rate without provocation?

And. again in the interest of fairness, you were banned August 2.

http://forums.legalmatch.com/search.php?searchid=108283
You were allowed to return in OCTOBER. You do the math.