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Old 08-04-2009, 01:20 PM   #1 (permalink)
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Can I file BK without it affecting my wife?

Will it (Chapter 7 I assume) affect my wife as well if it's me that files for it since all the debt is only in my name?
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Old 08-04-2009, 01:34 PM   #2 (permalink)
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It won't directly affect your wife (i.e. her credit score is safe). It will indirectly affect her since you won't be able to get loans, credit cards, etc., and since some of your assets will be taken by the bankruptcy trustee.
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Old 08-04-2009, 02:43 PM   #3 (permalink)
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Legal Ramifications

I think you may find this article helpful: Legal Effects When Only One Spouse Files for Bankruptcy
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Old 08-04-2009, 06:00 PM   #4 (permalink)
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Thanks for the info, will take a look at it. I don't really have any assets from them to take so...
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Old 05-09-2015, 04:28 AM   #5 (permalink)
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Property Management

Filing for bankruptcy without your spouse might be a good option if you have lots of ... If creditors can collect from jointly owned assets, bankruptcy might be a good Chapter 7 bankruptcy and might affect how much you must pay to unsecured Even if you file an individual bankruptcy, your spouse may still be affected. ... Your discharge does not affect your spouse's responsibility toward any joint debts.



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