Originally Posted by GentleGrace

This is news to me. I was recently investigated by the workmans comp insurance company, (dependancy investigation) as well as contacted by several other insurance companies who are related to my husbands death, and not a single person used a fake name. I would really like to read more about this--can you post an Internet link from a reputable site that discusses the practice of insurance agents using fake identities? I would enjoy reading about that.



In simplistic terms, the law is two pronged--what you cannot do ( criminal ) and what you can do ( civil ), generally speaking. You cannot shoot someone ( criminal ) . You CAN put up a fence, build a garage, and run a business out of your house ( civil ). Obviously, this is very general, but the law does say what you can and cannot do.

Workmans comp adjusters, and the private insurers I worked with and am still working with all provided me with business cards, contact numbers, and their personal identifying information. TO NOT do so would give way to a marked rise in crime from people posing as someone they are not. Insurance professionals are licensed in every state. How can he or she present their credentials if they are using a fake name? If what you are saying is true, fraud would be rampant. Every insurance related professional I spoke with had a license, a name tag/badge and proper identification. Do they make fake ID'S? What do they do if someone asks to see their credentials as I did? Do they lie? or do they provide fake ones?

Consider the logistics of an insurance claim going to court and having John Doe testify under oath--but wait, his name isn't really John Doe, it's Steve Buck. What happens then? Do you think a client may have legal grounds against Mr. Buck for posing as Mr. Doe? What a nightmare. If adjuster are routinely doing this, it isn't because it is smart OR legal.

I did call my life insurance,(Allstate) my car insurance (TrustGuard) and my house insurance company (Grange) and asked them this question and not a single one would confirm that their agency practices the use of fake names to "protect adjusters". Which company did you speak with?

If you can provide more information, I would enjoy reading about it---While I have never heard of insurance companies allowing their adjusters to use false identies, and I cannot seem to get an insurance company to confirm it, and I cannot find anything on the Internet by using appropriate Boolean search terms, I certainly may be wrong.