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Originally Posted by boykinmama
Read my post, Graceless. Once again, you pick and choose irrelevant issues. .
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I'm sorry--which of the two issues addressed in my posting is irrelevant? The issue of the bank changing interests rates or the pointing out that we don't know if she HAS a mortgage or a commercial loan since she uses the term interchangeably? Which one of those is not relevant?
In any regard, you are assuming her loan is NOT a mortgage with a fixed rate. She calls it a mortgage, so you cannot assume otherwise. You are also assuming her commercial loan ( if indeed she has one) is not a fixed rate. BOTTOM LINE: FIXED rate ANYTHING doesn't change with payment history. I am not sure how else to say it.
Also, on the issue of relevance, consider your posting. How is my child, my presumed mental health, or my character relevant to this posting in the least? Your first sentence tells ME I am discussing irrelevant issues ( the bank and the loan, and the interest rate) while the only other element of your posting is my character, my child, my education, yada yada. Show me where I have referenced you PERSONALLY a single time.
Yet my children ( all seven of them--don't forget the other six!!) my husband, my education, my appearance, yada yada yada are all deemed relevant to YOU. (HELLOOOOOO???) Quite an example, there, Skippy.
Quote:
Originally Posted by boykinmama
You are apparently not aware that commercial loans can have the same penalty clauses frequently found in credit cards. But then you are not a business person either. So do what you do best....
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Yes, PENALTY CLAUSES. PENALTIES are fees incurred by non payment, late payment, not following the terms of the agreement, etc. It is NOT the adjusting of the INTEREST RATE. Understand the difference?
Show me a single reliable source that says commercial loans adjust INTEREST RATES to reflect payment history. (Note--not PENALTIES or FEES for late payment) but commercial loans SECURED with collateral (real estate). GO ahead. Quote me a single source. I do it all the time.
Quote:
Originally Posted by boykinmama
Belittle my words, belittle me for saying too much, belittle me for saying too little. The keyword is there..
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I'm sorry--what keyword? DISAGREEING with the INFORMATION in your posting is NOT BELITTLING you. Copy and paste where I have stated a single time you have said too much or too little. Go ahead. Find it.
What I said was it is the ACCURACY of your information I objected to--NOT the amount. Belittle? I don't suppose implying negligent parenting, presuming to know what goes on in my home or bedroom, commenting repeatedly on dead man, my education, my appearance, my ethics is BELITTLING in any way? Naaaa. Never.
Quote:
Originally Posted by boykinmama
It is your actions that make you the person you are..
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Whoa. I got dizzy there. Sure my actions make me the person I am--doesn't EVERYONE'S actions make them the person they are ( whatever that means). If YOUR actions don't make you the person you are--what DOES? (head scratch)
Quote:
Originally Posted by boykinmama
I just think you need help. Somehow this is your only avenue to let us all know it. If you are alone, may I suggest you find an outlet where you won't get yourself removed for your REMARKable talent but where you can find someone on whom you can unload. This would be a commercial outlet... ie a shrink. For the child's sake at least.
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Let me refer to the matter of RELEVANCY, Your Honor. Please ask the defendant to explain how ANY of this paragraph is RELEVANT to interest rates of commercial loans?
I don't know how else to say it. This isn't a PERSONAL attack. I am disagreeing with the LEGAL INFORMATION you provide. NOT you personally.
Try to exhibit a modicum of self control and do the same.
FOCUSSSSSSS.
And not on me.