If you want to be charged with stalking, go for it.

Why would you want to follow her and what does that have to do with her paying you back?

Be advised, if you want the court to have sympathy for you, DON'T screw it up by doing something stupid. In other words don't feel entitled to follow her or stalk her (wrong!) because SHE has done wrong ( defaulted--wrong). In a court room two wrongs do not make a right.

Why do you want to follow her? Another note---defaulting on a loan is not criminal. Stalking is. Don't do it.