05-01-2008, 02:25 PM
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Junior Member
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Join Date: Apr 2008
Location: SoCal
Posts: 6
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Quote:
Originally Posted by GentleGrace
How in the world your presumed financial "ruin" is anyones concern but your own is simply beyond me. Quite frankly, I hope that is exactly what happens to you. Nothing like eviction, sitting in a jail cell and riding a MOPED to spoil the taste of alcohol in your mouth ( or so I hear--I wouldn't know).
I read your posting before heading out of town yesterday, but to be honest, I couldn't respond then because I was so incensed at your attitude.
You are worried about getting "ripped off"?? You are worried about YOUR finances? What about the people whose lives YOU have altered by your dangerous, thoughtless and selfish behavior?? Your entire posting is excuses, and "poor me" rhetoric---my dear, the COURT cares less than I do about your ability to PAY for what you have done. Have you thought for a moment what would have happened if you had hit PEOPLE instead of cars? As a widow with seven fatherless children because of someone JUST LIKE you, forgive me for * not* being sympathetic. You say you deserve what is happening to you--then you spend two more paragraphs defending and excusing your behavior. And no, the court WONT set up payment plans--this isn't a loan for a new car, Skipper, its a CRIME. The government and tax payers are not a finance company.
You know the way you sat down and outlined so precisely the reasons you cannot pay---all the logic and thought that went into that presentation---if only you had done that BEFORE you got drunk and made the CHOICE ( not just a poor decision)---you willfully chose to endanger the lives, safety and property of innocent victims---you wouldn't be here asking for sympathy ( or whatever it is you are asking for).
Although you hardly deserve any more of my time or effort, the answer to your amazingly ignorant question is no, you do not pay deductibles for OTHER people's insurance--just like YOU have to pay your own deductible. Your insurance company will have to pay for both their vehicles. Also, there is no point in NOT "coming clean" with your insurer. The owners of the damaged vehicles will, no doubt, contact them for payment ( or worse yet for you, their ATTORNEYS will contact your insurance company). Perhaps it would be advisable to contact them personally since, in fact, if they don't already know, they will shortly. Then, your failure to tell them makes you look like a liar as well as a drunk.
Regarding your other "questions"--you don't give your location, your age, or other relevant information such as priors, etc. So thats all the more precise a reply to your posting can be.
Two words that bring me at least a little bit of satisfaction: SR-22. Maybe the premiums will be high enough to keep your thoughtless self-centered dangerous person OFF the roads until you mature enough to understand and accept responsibility for your actions.
If you were expecting sympathy, you won't find it. Not from me, at least.
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I expect anger and I expect backlash. Believe it or not, I have gotten sympathy from people when I tell them what happened and that actually makes me feel worse, because I know I am undeserving of it. I explained my situation because I came to a forum for legal advice. I explained my finances in hopes that others who have been in my shoes might relate their experiences, so that I might know what to expect and what my options are at this point. I'm not in search of sympathy. I'm in search of legal and factual advice and information.
I am truly sorry for anyone in a situation brought on by the careless actions of others. But you go about trolling legal advice forums with your anger and personal feelings as if in some way it is going to help you to get back at the world. The truth is, I couldn't feel worse about what I've done before I read your post. Of course I have thought about if others had been involved and I am so grateful that that wasn't the case. I know that I have to change my lifestyle so that it never has the chance to be. For me, that obviously includes whether I intend on driving or not--I just can't drink liquor.
I am still a good person deserving of the chance to turn my life around and become a better person. Yes, I still deserve advice so that I can make an informed decision on hiring a lawyer without getting ripped off. No, I'm not just the "thoughtless self-centered dangerous person" you would like to make me out to be. That sounds like a judgment you create to fuel your anger toward behind the impersonal computer screen. I have been moping around the past few days feeling like the scum trash of the earth. Thank you, Grace, for making me realize that while I should feel sorry for what I've done, I shouldn't feel that way about myself as a person. I am a good person who made a horrible "thoughtless and dangerous" mistake. The law is intended to 1) punish me for my crime and seek repayment for it and 2) to correct me into becoming a better and more responsible citizen. It is not out there to ostracize me from society and take away all hope of becoming a better person with a better future.
In spite of your lack of advice, I'm going to go out there and do it.
I do truly hope the best for you and your children. I don't think there is anything more I should say on your situation, because I know I am the last type of person you want to hear apologies from. That said, I think you could use your story in a positive way, perhaps in through M.A.D.D. (not sure if you do) or in school driver's ed teaching, to help reach people before they've gone and done what I've done (or worse) and it's too late.
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