Quote:
Originally Posted by drinkienothinkie
First of all let me say that I feel terrible about what I did and know that I deserve what is happening to me.
I went out yesterday with a friend and left my car at work. I had no intention of driving so I did not watch my alcohol intake. I have a very low tolerance and just started taking a medication a month ago that, while it lacks an alcohol warning, does severely dehydrate me, which I know causes a higher BAC. I wound up making the poor decision of asking my friend to take me to my car while I was intoxicated. When I tried to park my car at home, I hit two of my neighbors' cars. The whole neighborhood came out and called the cops etc... There are witnesses that I was driving and hit the two vehicles. Several of my neighbors watched me perform the sobriety test. The officer told me I could do the breathalyzer or be taken back to the station for the blood test. I opted to go to the station, but he still gave me the breathalyzer. I don't know why I had to do both. I went to jail for a few hours and got cited out. Initially I'd told the officer I hadn't been drinking but eventually admitted to having had one margarita several hours earlier.
I agree that I should be held responsible for my actions, but I am really scared about the finances. I barely make enough to pay my rent and monthly bills, so I have no money to pay my insurance deductibles, new insurance rate, impound & towing, a lawyer, court fees, etc... My car isn't paid off yet or I'd just leave it there. I'm also curious, does the fact that I hit two cars mean I have to pay the deductible for each car? I'm afraid to call my insurance until I speak to a lawyer, but I'm really afraid to talk to a lawyer because I'm so inexperienced and whenever I do something I lack experience in, I usually end up making poor choices and get significantly ripped off. Is there anything a lawyer can do to help a case like mine? There were so many witnesses. And what happens when I simply don't have the money? I am hoping the court fees can be on a payment plan (which I still can't afford and will cost even more to set up), but I for sure won't be able to pay my insurance deductibles, the impound and towing fees, any immediate court fees or to hire a lawyer. If I end up getting more jail time, I will surely lose my job and then I really won't be able to pay back any of the fines. How can I take care of the finances? I already work two jobs just to cover rent and bills.   |
How in the world your presumed financial "ruin" is anyones concern but your own is simply beyond me. Quite frankly, I hope that is exactly what happens to you. Nothing like eviction, sitting in a jail cell and riding a MOPED to spoil the taste of alcohol in your mouth ( or so I hear--I wouldn't know).
I read your posting before heading out of town yesterday, but to be honest, I couldn't respond then because I was so incensed at your attitude.
You are worried about getting "ripped off"?? You are worried about YOUR finances? What about the people whose lives YOU have altered by your dangerous, thoughtless and selfish behavior?? Your entire posting is excuses, and "poor me" rhetoric---my dear, the COURT cares less than I do about your ability to PAY for what you have done. Have you thought for a moment what would have happened if you had hit PEOPLE instead of cars? As a widow with seven fatherless children because of someone JUST LIKE you, forgive me for * not* being sympathetic. You say you deserve what is happening to you--then you spend two more paragraphs defending and excusing your behavior. And no, the court WONT set up payment plans--this isn't a loan for a new car, Skipper, its a CRIME. The government and tax payers are not a finance company.
You know the way you sat down and outlined so precisely the reasons you cannot pay---all the logic and thought that went into that presentation---if only you had done that BEFORE you got drunk and made the CHOICE ( not just a poor decision)---you willfully chose to endanger the lives, safety and property of innocent victims---you wouldn't be here asking for sympathy ( or whatever it is you are asking for).
Although you hardly deserve any more of my time or effort, the answer to your amazingly ignorant question is no, you do not pay deductibles for OTHER people's insurance--just like YOU have to pay your own deductible. Your insurance company will have to pay for both their vehicles. Also, there is no point in NOT "coming clean" with your insurer. The owners of the damaged vehicles will, no doubt, contact them for payment ( or worse yet for you, their ATTORNEYS will contact your insurance company). Perhaps it would be advisable to contact them personally since, in fact, if they don't already know, they will shortly. Then, your failure to tell them makes you look like a liar as well as a drunk.
Regarding your other "questions"--you don't give your location, your age, or other relevant information such as priors, etc. So thats all the more precise a reply to your posting can be.
Two words that bring me at least a little bit of satisfaction: SR-22. Maybe the premiums will be high enough to keep your thoughtless self-centered dangerous person OFF the roads until you mature enough to understand and accept responsibility for your actions.
If you were expecting sympathy, you won't find it. Not from me, at least.