03-27-2008, 09:32 PM
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Member
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Join Date: Jan 2007
Posts: 75
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Quote:
Originally Posted by msobo
My bank where the checking acct is held, informed me that the check was deposited into an account at "bank 1".
I do not have a name as to who deposited the check because the back has not been signed.
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I don't need to read anything more than this. Your bank is liable to you for the money because it should have dishonored the unindorsed check when it was presented by "bank 1."
It would then be up to your bank to get reimbursed from "bank 1" because "bank 1" should not have accepted an unindorsed check from someone other than the payee.
It would then be up to "bank 1" to get reimbursed from the person who deposited the check.
If I were you, I'd talk to a manager from your bank and inform him that the unindorsed check should have been dishonored upon presentment, and that your bank is therefore liable to you for the amount of the check. |