Originally Posted by msobo

sorry about that I'll try to be more specific. I mailed a payment (personal check made out to Bank A)to a CC company which is "bank A". Bank "A" never received the money. My bank where the checking acct is held, informed me that the check was deposited into an account at "bank 1". This info was the result of a fraud investigation by my bank. It was also backed up by the federal reserve. I do not have a name as to who deposited the check because the back has not been signed. I only have the bank routing numbers detailing the withdrawl from my acct to "bank 1's" general account. In other words they won't tell me the individual acct that the money was put into just that it was transfered to that particular bank. "Bank 1" is denying having the money even after showing them the paperwork detailing the transaction that took place. I have been told at this point I have to wait for "bank 1" to return my money. The problem is "bank 1" is dragging this out till I forget about it. "Bank 1" claims to look into it and says 90-120 days for a response that comes back: "we don't have your money" This has been going on since June 2007. The person assisting me with the fraud investigation at my bank said it is real clear, cut and dry where the money went and where the mistake/problem is. I don't know how a person is able to deposit a check made out to a major financial institution without signing the back. It should be noted that "bank 1" is in a different state than where I live and where the check was mailed to, how it got there I don't know. Where do I go from here? Can I pursue legal action? Do I need to contact a federal entity?
I hope this is a little clearer if not I'll try again.