A bank (not mine) deposited a check that was NOT SIGNED and made out to a DIFFERENT BANK. I have a copy of the check and have confirmation from my bank and the federal reserve that the money has been deposited into (bank A). I have been working with my bank about this issue since June 2007. My bank said they have done all they can and I have to wait for (bank A) to give me my money back but of coarse they are denying they have it. the offending bank keeps telling me they have opened an investigation and it will be 120 day wait. They have opened several "investigations" already. My bank has said they are deliberatly stringing this along to avoid payment. What can I do? I would like to file charges if applicable or initiate legal action against the bank for wrongfully holding my money. Again this check was NOT SIGNED on the back and was made out to ANOTHER BANK!