I would dare say that most people who declare bankruptcy and use an attorney to do so allow the attorney do handle any interaction with the creditors. I know even a cursory perusal of any phone book or news paper advertise in loud print "STOP CONTACT BY CREDITORS, CALL ATTORNEY SO AND SO".

Of course, if you don't hire an attorney, this interaction would be the debtors responsibility. But, creditors contacting debtors after they have retained an attorney is against the law in my state.

Just my two cents.

CHANGE PLEASE?