Dear God. Do you REALLY think that EVERYONE who goes bankrupt sits down over coffee with their creditor??? You do NOT "meet with creditors"----perhaps a fine Russian tea, perhaps? YOU give your attorney the names, addresses, notes, etc. that YOU owe your creditors and HE or SHE contacts them and handles his portion of the paperwork. How do you get original notes? You go to the folder you kept your paper work in----you of legal age an and adult, right?? Just take a mosey over to your folder in which you keep critical documents and grab 'em. Want to verify they are the holders in due course? Look at your last bill from them. Is their name still there? Have you received notification to the contrary ( i.e. that the note was sold to another holder, etc)----Elementary.

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