01-01-2008, 09:09 AM
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Senior Member
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Join Date: Nov 2006
Posts: 456
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Quote:
Originally Posted by hcd1999
I made a promise to the hospital to pay so much money per month on a bill the VA would not pay.I said I will try to give you $15 but some months could be less but, It would get paid and I hoped to have it paid for in 6 months . Well the bill has not been paid off as of yet but, I have been paying faithfully EVERY MONTH! Now I am getting letters from collection agencies , do they have that legal right to do this and if not , should I seek an attorney??
Thank you
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The FTC has established procedures in the collection of a debt by a 3rd party and some of your questions can be answered in their publication at http://www.ftc.gov/bcp/edu/pubs/cons...edit/cre27.pdf. In particular, § 805-811 of the Fair Debt Collection Practices Act may be of interest; you DO have certain rights when it comes to debt collection. (See §816 for state specifications.) If the collection agency doesn't comply with the actions as stated by law, then you may want to seek legal counsel, but at the very least, I'd strongly suggest you review & follow the steps outlined. Some action is required on your part in the meantime.
Hope this helps. Good luck.
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