OK my wife and I financed a used vehicle through fifth-third bank and we are both considered co-borrowers. We later divorced and she kept her vehicle and i kept mine. She is refusing to re-finance and take my name off the loan because her payments are gonna go up. Her vehicle is showing up on my credit report and is screwing up my debt to income ratio. What are my legal options? I've been told by some friends that I can basically force her to refinance or force her to sell the vehicle since legally it is as much mine as it is hers? Is this true?