11-13-2006, 11:45 AM
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Junior Member
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Join Date: Oct 2006
Posts: 35
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Quote:
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Originally Posted by sjw310
i have to file a chapter 13 to save my house from sheriffs sale but i still need chapter 7 to discharge old credit cards medical bills etc. i guess you can not file both a 7 and 13 at the same time .. can i file joint 7 and then just me on the 13 to save my house i need a good legal opinion
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You wouldnt need to do both - just do the chapter 7 and be sure to re-affirm your mortgage and any other loans you have that involve property you want to keep - at least thats how mine worked when I filed chapter 7 - I kept my house and my car and just had to sign a waiver telling them both that I intended on still making the payments and that they were being excluded from the bankruptcy |