Leave them? I would love to. Bad credit makes it hard to establish new credit lines. I can move my checking and savings accounts but I will have to wait till my credit is cleared up to move my credit card, mortgage and personal loan. I was originally with Norwest before Wells Fargo took over, I don't remember getting anything from Wells Fargo about waiving my rights or agreeing to arbitration. I have their admission of error, they should be held responsible for its effect on my life.